Guides
Clear answers, one question at a time.
How accounts, rails and gold custody actually work. Written to be read in a few minutes and used the same day.
How to open a US dollar account as a non-resident
You do not need to live in the United States, or hold a Social Security Number, to get a US account with routing and account number. Here is how it works and what it gives you.
Read the guidePaymentsHow to receive payments from the United States when you live abroad
Freelancers, exporters and online sellers outside the United States lose time and money on every dollar they receive. A US account with ACH changes the picture.
Read the guideUK accountA UK account without UK residency: sort code, Faster Payments and what changes
You do not have to live in the United Kingdom to hold an account with a sort code and account number. Here is what you get, which rails you use, and the limits to know.
Read the guideSEPA accountFinnish IBAN: why it works everywhere in Europe
An IBAN starting with FI is a normal European IBAN. What the prefix means, what SEPA is, and why no employer or client in the SEPA area can refuse it.
Read the guideGold accountA physical gold account from 1 gram: how custody and transfers work
Buying gold from your app, holding it as physical metal in Switzerland, and sending it to other users in grams. What is real, what is not, and how to start.
Read the guidePayment railsSWIFT, Fedwire and ACH: what they are and when to use which
Three networks move dollars around the world and inside the United States. Knowing the difference saves fees, days and misunderstandings with your payers.
Read the guideMulti-currencyHow a multi-currency account works, and when you actually need one
Dollars, sterling, euro and gold in one place, each with its own local coordinates. What a multi-currency account is, what it is not, and how to use it without losing money on conversions.
Read the guideBusinessA business account for companies that work across borders
Corporate accounts in dollars, sterling and euro, roles and permissions for the team, and treasury support for high-value operations. What a company gets, and how the account is opened.
Read the guidePayment railsRouting number, sort code, IBAN: which details to give to whom
Three countries, three ways to identify an account. A short guide to US, UK and European bank details, so you always give the right ones and get paid without delays.
Read the guideSecurityFull reserve: what it means for your money
In a traditional bank your deposit is lent out. In a full-reserve model it stays where you put it. What the difference is, why it matters, and how iSwiss Pay applies it.
Read the guideGetting startedOpening an account online: documents, video check and what to expect
What you need before you start, how identity verification works, how long it takes, and who can open an account with iSwiss Pay.
Read the guideGold accountPhysical gold or gold ETF: what you actually own
Both follow the price of gold. Only one of them is gold. The practical differences between holding metal in custody and holding a fund share, explained without jargon.
Read the guideAccounts are opened after identity verification and are subject to our compliance policy.