A company that invoices in three currencies, pays suppliers on two continents and has a finance team of four does not need a personal account with a bigger limit. It needs corporate coordinates in each currency, clear rules on who can do what, and someone to talk to when the amounts get large. That is what a business account is for.
Corporate coordinates in each currency
A business account gives the company, not a person, local coordinates in the United States, the United Kingdom and the euro area: routing and account number, sort code and account number, IBAN. Clients pay the company locally, and the money stays in the currency it arrived in until you decide otherwise.
Roles and permissions
Each member of the team accesses the corporate account with exactly the rights you grant: view balances, prepare payments, approve them. The person who reconciles the books does not need the power to send money, and the person who signs does not need to enter every invoice.
Treasury and high-value operations
Business accounts are built for large balances and high-value international operations, without the usual retail limits. Dedicated consultancy helps you organise cash across currencies, plan payments and keep operations efficient, secure and compliant.
Physical gold for the company
A company can also hold part of its reserves in physical gold, from 1 gram, custodied by iSwiss Deposit S.A. in Switzerland, next to its currency accounts.
How to open it
- Register the company online and verify the identity of the people who represent it.
- Provide the company documents requested during the review.
- Once approved, activate the currency accounts you need and invite your team with their roles.
Business accounts are subject to our compliance policy: some countries and activities are excluded.