Banking without borders.
Multi-currency accounts, worldwide payments and full-reserve protection, for private and business clients.
The app in 45 seconds
See how iSwiss Pay works.
Accounts, exchange, gold and crypto.
In one app.
iSwiss Pay
Your accounts
Euro, sterling, dollars and gold. Each with its own account.
IBAN for euro and sterling, US account details for dollars, gold in grams.
Local account details
US, UK and Finnish accounts in your name.
USD Account number and routing number for ACH and Fedwire.
GBP Sort code and account number, with Faster Payments.
FI EURO Finnish IBAN for SEPA transfers.
Exchange
Change currency in a few taps.
Pick the currencies, enter the amount and see the rate before you confirm.
Payments
A transfer, or a payment with just an email.
SEPA transfers to any European IBAN. Other iSwiss clients only need an email or a phone number.
Gold
Physical gold, by the gram, from the app.
Buy it in custody and see the locked price before you confirm. Or have it delivered as bars.
Crypto
Bitcoin, Ethereum, USDT and USDC, next to your accounts.
Live prices. Buy and sell with the euros in your main account.
Messenger
Encrypted messages and calls. Just a username.
Write to and call other iSwiss clients without giving out your phone number.
Open your account.
An ID document and a selfie: a few minutes, in the app.
These are the app's real screens. Step-by-step guides
Overview
One principle: your money stays yours.
iSwiss Pay is a payment platform for clients who expect the discretion of a private bank and the speed of a modern digital service. Every balance is held in full reserve: never lent, never invested, available at all times.
100% full reserve
Your funds are never used or lent out, unlike in traditional banking systems.
Multi-currency IBANs
Hold, exchange and manage several currencies in a single account.
Open in minutes
Fast, fully remote onboarding for individuals and companies.
Accounts and payments
Fast where it matters. Quiet everywhere else.
Send and receive money worldwide with speed, transparency and reliability. Monitor balances and transactions in real time, from the app, at any hour.
SEPA transfers
Euro transfers across the whole SEPA area, from a European IBAN.
Worldwide payments
International transfers for private and business clients, in the main currencies.
High-capacity accounts
Large balances and high-value operations, without the usual retail limits.
Multi-currency
Keep, exchange and manage different currencies in one place.
Real-time reporting
Clear statements and reports, to follow every movement precisely.
24/7 in-app support
Assistance whenever you need it, directly from the app.
Our accounts
One platform. Four accounts.
Dollars, sterling, euro and physical gold, each with its own coordinates and rails, all in the same app.
US dollar account
Routing and account number, ACH, Fedwire and SWIFT.
DiscoverGBPUK account
Sort code and account number, Faster Payments, CHAPS and BACS, plus SEPA in euro with a GB IBAN.
DiscoverEURSEPA account
IBAN with FI prefix, SEPA transfers across the whole area.
DiscoverAUGold account
Physical gold from 1 gram, custodied in Switzerland, transferable between users.
DiscoverCards
Say hello to MySwiss.
iSwiss Pay cards are designed for businesses and individuals who need flexibility, security and global acceptance. Linked to your account, ready in the app.
- Global acceptance
- Instant controls from the app
- Personal and corporate cards
Security and privacy
Protection by design, not by promise.
Security and confidentiality are the foundation of every iSwiss Pay account, from the way funds are held to the way data is stored.
Funds segregation
Client funds are held fully separate from company assets, ring-fenced and accessible whenever you need them.
Encryption
Sensitive data is stored on high-security encrypted servers in Switzerland, using state-of-the-art cryptographic protocols.
Full-reserve protection
Your balance remains fully available at all times. It is never lent or invested.
Confidentiality
No advertising, no data trading. Your information serves your account and nothing else.
Business
Treasury and payment services for companies.
Dedicated consultancy to optimise treasury management and payment operations, ensuring efficiency, security and compliance. Your team accesses the corporate account with exactly the privileges you grant.
Open a business accountCorporate accounts
Roles and permissions for every member of your team.
Multi-currency cash management
Seamless treasury across currencies, with high-value international operations.
Dedicated consultancy
Tailored solutions to streamline your transactions.
Getting started
Open your account in minutes.
Sign up
Create your profile online, from any device.
Verify your identity
Identity document and a short video check. Proof of address if requested.
Start
Your account, IBANs and cards are ready in the app.
Gold account
Physical gold. Real protection.
Our physical gold account safeguards your wealth outside the traditional banking system. Held in allocated metal, protected from monetary instability, and spendable whenever you need it: financial independence in tangible form.
Open a gold accountFAQ
Frequently asked questions
Who can open an account with iSwiss Pay?
Private individuals of legal age and companies, after successful identity verification. Some countries and activities may be excluded by our compliance policy.
How does the account opening process work?
Entirely online: you register, verify your identity with a document and a short video check, and your account is activated after review. In most cases this takes minutes.
What documents are required to open an account as an individual?
A valid identity document (passport or national ID card) and, if requested, a recent proof of address such as a utility bill or bank statement.
Is my money safe?
Client funds are held in full reserve and segregated from company assets. They are never lent out or invested, and remain available at all times.
Guides
Understand before you open.
Short, factual guides on the questions we hear most often.
Contact
We would love to hear from you.
Questions about an account, a payment or a partnership? Write to us: we reply within one working day.
- Phone
- +1 778 819 6459
- Follow us
- @iSwissBank
The app
iSwiss Pay on your phone
Accounts, exchange, gold, payments and chat with the assistant: all from the app, for Android and iPhone.