IBAN
IBAN in San Marino
27 characters, starting with SM. Structure, example and how to check it.
- Length
- 27 characters
- Country code
- SM
- SEPA area
- Yes
- Example
- SM86 U032 2509 8000 0000 0270 100
Length, check digits and structure are correct. This does not prove that the account exists or belongs to a given person.
Structure of the San Marino IBAN (SM)
| Positions | Length | Type | Meaning |
|---|---|---|---|
| 1–2 | 2 | letters | SM Country code |
| 3–4 | 2 | digits | 86 IBAN check digits |
| 5–5 | 1 | letters | U National check digit |
| 6–10 | 5 | digits | 03225 Bank code |
| 11–15 | 5 | digits | 09800 Branch code |
| 16–27 | 12 | letters or digits | 000000270100 Account number |
How to check an IBAN from San Marino
Count the characters: a San Marino IBAN always has 27. Make sure it starts with SM, then paste it in the checker above: it verifies the two check digits with the mod 97 algorithm and the national structure. A single mistyped character is enough to make the check fail.
The IBAN (International Bank Account Number) identifies a bank account in an unambiguous way across borders. It starts with a two-letter country code, followed by two check digits and the national account number, which contains the bank code, often a branch code, and the account itself. Its length depends on the country: 15 characters in Norway, 27 in Italy and France, up to 33 in Russia.
Questions
How long is an IBAN in San Marino?
An IBAN in San Marino has 27 characters, always starting with the country code SM followed by two check digits.
What does an IBAN from San Marino look like?
A valid example is SM86U0322509800000000270100. The real IBAN of an account is printed on the bank statement and shown in the banking app.
Is San Marino part of SEPA?
Yes. San Marino belongs to the Single Euro Payments Area, so euro transfers to and from the other 35 SEPA countries follow the same rules and timing as domestic ones.
Can I receive euros from San Marino with iSwiss Pay?
Yes. The iSwiss Pay euro account has a Finnish IBAN and receives SEPA transfers from every bank in the area, including San Marino, usually within one working day.
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