IBAN
IBAN in Germany
22 characters, starting with DE. Structure, example and how to check it.
- Length
- 22 characters
- Country code
- DE
- SEPA area
- Yes
- Example
- DE89 3704 0044 0532 0130 00
Length, check digits and structure are correct. This does not prove that the account exists or belongs to a given person.
Structure of the Germany IBAN (DE)
| Positions | Length | Type | Meaning |
|---|---|---|---|
| 1–2 | 2 | letters | DE Country code |
| 3–4 | 2 | digits | 89 IBAN check digits |
| 5–12 | 8 | digits | 37040044 Bank code |
| 13–22 | 10 | digits | 0532013000 Account number |
How to check an IBAN from Germany
Count the characters: a Germany IBAN always has 22. Make sure it starts with DE, then paste it in the checker above: it verifies the two check digits with the mod 97 algorithm and the national structure. A single mistyped character is enough to make the check fail.
The IBAN (International Bank Account Number) identifies a bank account in an unambiguous way across borders. It starts with a two-letter country code, followed by two check digits and the national account number, which contains the bank code, often a branch code, and the account itself. Its length depends on the country: 15 characters in Norway, 27 in Italy and France, up to 33 in Russia.
Questions
How long is an IBAN in Germany?
An IBAN in Germany has 22 characters, always starting with the country code DE followed by two check digits.
What does an IBAN from Germany look like?
A valid example is DE89370400440532013000. The real IBAN of an account is printed on the bank statement and shown in the banking app.
Is Germany part of SEPA?
Yes. Germany belongs to the Single Euro Payments Area, so euro transfers to and from the other 35 SEPA countries follow the same rules and timing as domestic ones.
Can I receive euros from Germany with iSwiss Pay?
Yes. The iSwiss Pay euro account has a Finnish IBAN and receives SEPA transfers from every bank in the area, including Germany, usually within one working day.
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