IBAN
IBAN in Finland
18 characters, starting with FI. Structure, example and how to check it.
- Length
- 18 characters
- Country code
- FI
- SEPA area
- Yes
- Example
- FI21 1234 5600 0007 85
Length, check digits and structure are correct. This does not prove that the account exists or belongs to a given person.
Structure of the Finland IBAN (FI)
| Positions | Length | Type | Meaning |
|---|---|---|---|
| 1–2 | 2 | letters | FI Country code |
| 3–4 | 2 | digits | 21 IBAN check digits |
| 5–7 | 3 | digits | 123 Bank code |
| 8–17 | 10 | digits | 4560000078 Account number |
| 18–18 | 1 | digits | 5 National check digit |
How to check an IBAN from Finland
Count the characters: a Finland IBAN always has 18. Make sure it starts with FI, then paste it in the checker above: it verifies the two check digits with the mod 97 algorithm and the national structure. A single mistyped character is enough to make the check fail.
The IBAN (International Bank Account Number) identifies a bank account in an unambiguous way across borders. It starts with a two-letter country code, followed by two check digits and the national account number, which contains the bank code, often a branch code, and the account itself. Its length depends on the country: 15 characters in Norway, 27 in Italy and France, up to 33 in Russia.
Questions
How long is an IBAN in Finland?
An IBAN in Finland has 18 characters, always starting with the country code FI followed by two check digits.
What does an IBAN from Finland look like?
A valid example is FI2112345600000785. The real IBAN of an account is printed on the bank statement and shown in the banking app.
Is Finland part of SEPA?
Yes. Finland belongs to the Single Euro Payments Area, so euro transfers to and from the other 35 SEPA countries follow the same rules and timing as domestic ones.
Can I receive euros from Finland with iSwiss Pay?
Yes. The iSwiss Pay euro account has a Finnish IBAN and receives SEPA transfers from every bank in the area, including Finland, usually within one working day.
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A euro account with its own IBAN
Finnish IBAN, SEPA transfers across 36 countries, balance held in full reserve. Opened online.
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