IBAN
IBAN in Estonia
20 characters, starting with EE. Structure, example and how to check it.
- Length
- 20 characters
- Country code
- EE
- SEPA area
- Yes
- Example
- EE38 2200 2210 2014 5685
Length, check digits and structure are correct. This does not prove that the account exists or belongs to a given person.
Structure of the Estonia IBAN (EE)
| Positions | Length | Type | Meaning |
|---|---|---|---|
| 1–2 | 2 | letters | EE Country code |
| 3–4 | 2 | digits | 38 IBAN check digits |
| 5–6 | 2 | digits | 22 Bank code |
| 7–8 | 2 | digits | 00 Branch code |
| 9–19 | 11 | digits | 22102014568 Account number |
| 20–20 | 1 | digits | 5 National check digit |
How to check an IBAN from Estonia
Count the characters: a Estonia IBAN always has 20. Make sure it starts with EE, then paste it in the checker above: it verifies the two check digits with the mod 97 algorithm and the national structure. A single mistyped character is enough to make the check fail.
The IBAN (International Bank Account Number) identifies a bank account in an unambiguous way across borders. It starts with a two-letter country code, followed by two check digits and the national account number, which contains the bank code, often a branch code, and the account itself. Its length depends on the country: 15 characters in Norway, 27 in Italy and France, up to 33 in Russia.
Questions
How long is an IBAN in Estonia?
An IBAN in Estonia has 20 characters, always starting with the country code EE followed by two check digits.
What does an IBAN from Estonia look like?
A valid example is EE382200221020145685. The real IBAN of an account is printed on the bank statement and shown in the banking app.
Is Estonia part of SEPA?
Yes. Estonia belongs to the Single Euro Payments Area, so euro transfers to and from the other 35 SEPA countries follow the same rules and timing as domestic ones.
Can I receive euros from Estonia with iSwiss Pay?
Yes. The iSwiss Pay euro account has a Finnish IBAN and receives SEPA transfers from every bank in the area, including Estonia, usually within one working day.
Ready to start?
A euro account with its own IBAN
Finnish IBAN, SEPA transfers across 36 countries, balance held in full reserve. Opened online.
Accounts are opened after identity verification and are subject to our compliance policy.