IBAN
IBAN in Croatia
21 characters, starting with HR. Structure, example and how to check it.
- Length
- 21 characters
- Country code
- HR
- SEPA area
- Yes
- Example
- HR12 1001 0051 8630 0016 0
Length, check digits and structure are correct. This does not prove that the account exists or belongs to a given person.
Structure of the Croatia IBAN (HR)
| Positions | Length | Type | Meaning |
|---|---|---|---|
| 1–2 | 2 | letters | HR Country code |
| 3–4 | 2 | digits | 12 IBAN check digits |
| 5–11 | 7 | digits | 1001005 Bank code |
| 12–21 | 10 | digits | 1863000160 Account number |
How to check an IBAN from Croatia
Count the characters: a Croatia IBAN always has 21. Make sure it starts with HR, then paste it in the checker above: it verifies the two check digits with the mod 97 algorithm and the national structure. A single mistyped character is enough to make the check fail.
The IBAN (International Bank Account Number) identifies a bank account in an unambiguous way across borders. It starts with a two-letter country code, followed by two check digits and the national account number, which contains the bank code, often a branch code, and the account itself. Its length depends on the country: 15 characters in Norway, 27 in Italy and France, up to 33 in Russia.
Questions
How long is an IBAN in Croatia?
An IBAN in Croatia has 21 characters, always starting with the country code HR followed by two check digits.
What does an IBAN from Croatia look like?
A valid example is HR1210010051863000160. The real IBAN of an account is printed on the bank statement and shown in the banking app.
Is Croatia part of SEPA?
Yes. Croatia belongs to the Single Euro Payments Area, so euro transfers to and from the other 35 SEPA countries follow the same rules and timing as domestic ones.
Can I receive euros from Croatia with iSwiss Pay?
Yes. The iSwiss Pay euro account has a Finnish IBAN and receives SEPA transfers from every bank in the area, including Croatia, usually within one working day.
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