SWIFT / BIC
SWIFT/BIC code of Card Sme Bank, Inc. a Thrift Bank
CRMHPHM1 · Philippines
- BIC, 8 characters
- CRMHPHM1
- BIC, 11 characters
- CRMHPHM1XXX
- Country
- Philippines
- Address
- General Malvar Corner Manalo Street Floor Ground Santo Tomas 4234 Philippines
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How CRMHPHM1 is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | CRMH Bank code |
| 5–6 | 2 | PH Country |
| 7–8 | 2 | M1 Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other SWIFT codes in Philippines
How to use CRMHPHM1 for a transfer
Give the sender two things: the BIC CRMHPHM1 (or CRMHPHM1XXX if the form asks for 11 characters) and your account number at Card Sme Bank, Inc. a Thrift Bank. In Philippines the account number is the local one shown on the statement. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Card Sme Bank, Inc. a Thrift Bank?
The SWIFT/BIC code of Card Sme Bank, Inc. a Thrift Bank is CRMHPHM1. In the 11-character form it is CRMHPHM1XXX, where XXX stands for the head office.
Is CRMHPHM1 a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. CRMHPHM1 is the same code under either name.
Do I also need the IBAN to receive money at Card Sme Bank, Inc. a Thrift Bank?
Philippines does not use the IBAN: give the BIC together with the local account number as shown on the statement.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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