- BIC, 8 characters
- SUMBPKKA
- BIC, 11 characters
- SUMBPKKAXXX
- Country
- Pakistan
- Address
- Summit Tower Floor 9 Plot G-2, Block 2, Clifton Karachi Pakistan
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How SUMBPKKA is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | SUMB Bank code |
| 5–6 | 2 | PK Country |
| 7–8 | 2 | KA Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other SWIFT codes in Pakistan
How to use SUMBPKKA for a transfer
Give the sender two things: the BIC SUMBPKKA (or SUMBPKKAXXX if the form asks for 11 characters) and your account number at Bank Makramah Limited. In Pakistan the account number is the IBAN, 24 characters starting with PK. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Bank Makramah Limited?
The SWIFT/BIC code of Bank Makramah Limited is SUMBPKKA. In the 11-character form it is SUMBPKKAXXX, where XXX stands for the head office.
Is SUMBPKKA a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. SUMBPKKA is the same code under either name.
Do I also need the IBAN to receive money at Bank Makramah Limited?
Pakistan uses the IBAN: the account number to give with the BIC is the IBAN, 24 characters long and starting with PK. See the IBAN format of Pakistan.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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