- BIC, 8 characters
- ARHAPKK1
- BIC, 11 characters
- ARHAPKK1XXX
- Country
- Pakistan
- Address
- Arif Habib Center Floor 2 23 M.t Khan Road Karachi 74000 Pakistan
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How ARHAPKK1 is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | ARHA Bank code |
| 5–6 | 2 | PK Country |
| 7–8 | 2 | K1 Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other SWIFT codes in Pakistan
How to use ARHAPKK1 for a transfer
Give the sender two things: the BIC ARHAPKK1 (or ARHAPKK1XXX if the form asks for 11 characters) and your account number at Arif Habib Limited. In Pakistan the account number is the IBAN, 24 characters starting with PK. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Arif Habib Limited?
The SWIFT/BIC code of Arif Habib Limited is ARHAPKK1. In the 11-character form it is ARHAPKK1XXX, where XXX stands for the head office.
Is ARHAPKK1 a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. ARHAPKK1 is the same code under either name.
Do I also need the IBAN to receive money at Arif Habib Limited?
Pakistan uses the IBAN: the account number to give with the BIC is the IBAN, 24 characters long and starting with PK. See the IBAN format of Pakistan.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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