SWIFT / BIC
SWIFT/BIC code of Universal Capital Bank
UNCBMEPG · Montenegro
- BIC, 8 characters
- UNCBMEPG
- BIC, 11 characters
- UNCBMEPGXXX
- Country
- Montenegro
- Address
- Stanka Dragojevica BB Podgorica 81000 Montenegro
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How UNCBMEPG is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | UNCB Bank code |
| 5–6 | 2 | ME Country |
| 7–8 | 2 | PG Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other SWIFT codes in Montenegro
How to use UNCBMEPG for a transfer
Give the sender two things: the BIC UNCBMEPG (or UNCBMEPGXXX if the form asks for 11 characters) and your account number at Universal Capital Bank. In Montenegro the account number is the IBAN, 22 characters starting with ME. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Universal Capital Bank?
The SWIFT/BIC code of Universal Capital Bank is UNCBMEPG. In the 11-character form it is UNCBMEPGXXX, where XXX stands for the head office.
Is UNCBMEPG a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. UNCBMEPG is the same code under either name.
Do I also need the IBAN to receive money at Universal Capital Bank?
Montenegro uses the IBAN: the account number to give with the BIC is the IBAN, 22 characters long and starting with ME. See the IBAN format of Montenegro.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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