IBAN
IBAN in Montenegro
22 characters, starting with ME. Structure, example and how to check it.
- Length
- 22 characters
- Country code
- ME
- SEPA area
- No
- Example
- ME25 5050 0001 2345 6789 51
Length, check digits and structure are correct. This does not prove that the account exists or belongs to a given person.
Structure of the Montenegro IBAN (ME)
| Positions | Length | Type | Meaning |
|---|---|---|---|
| 1–2 | 2 | letters | ME Country code |
| 3–4 | 2 | digits | 25 IBAN check digits |
| 5–7 | 3 | digits | 505 Bank code |
| 8–20 | 13 | digits | 0000123456789 Account number |
| 21–22 | 2 | digits | 51 National check digit |
How to check an IBAN from Montenegro
Count the characters: a Montenegro IBAN always has 22. Make sure it starts with ME, then paste it in the checker above: it verifies the two check digits with the mod 97 algorithm and the national structure. A single mistyped character is enough to make the check fail.
The IBAN (International Bank Account Number) identifies a bank account in an unambiguous way across borders. It starts with a two-letter country code, followed by two check digits and the national account number, which contains the bank code, often a branch code, and the account itself. Its length depends on the country: 15 characters in Norway, 27 in Italy and France, up to 33 in Russia.
Questions
How long is an IBAN in Montenegro?
An IBAN in Montenegro has 22 characters, always starting with the country code ME followed by two check digits.
What does an IBAN from Montenegro look like?
A valid example is ME25505000012345678951. The real IBAN of an account is printed on the bank statement and shown in the banking app.
Is Montenegro part of SEPA?
No. Montenegro is outside the Single Euro Payments Area: transfers in euros go through the SWIFT network, with correspondent banks and longer timing.
Can I receive euros from Montenegro with iSwiss Pay?
Yes. The iSwiss Pay euro account has a Finnish IBAN and receives SEPA transfers from every bank in the area, including Montenegro, usually within one working day.
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