- BIC, 8 characters
- POAYHKHH
- BIC, 11 characters
- POAYHKHHXXX
- Country
- Hong Kong
- Address
- Excel Centre Unit 3202 Floor 32 483A Castle Peak Road Hong Kong Hong Kong
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How POAYHKHH is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | POAY Bank code |
| 5–6 | 2 | HK Country |
| 7–8 | 2 | HH Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other SWIFT codes in Hong Kong
How to use POAYHKHH for a transfer
Give the sender two things: the BIC POAYHKHH (or POAYHKHHXXX if the form asks for 11 characters) and your account number at Polar Pay Limited. In Hong Kong the account number is the local one shown on the statement. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Polar Pay Limited?
The SWIFT/BIC code of Polar Pay Limited is POAYHKHH. In the 11-character form it is POAYHKHHXXX, where XXX stands for the head office.
Is POAYHKHH a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. POAYHKHH is the same code under either name.
Do I also need the IBAN to receive money at Polar Pay Limited?
Hong Kong does not use the IBAN: give the BIC together with the local account number as shown on the statement.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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Accounts are opened after identity verification and are subject to our compliance policy.