- BIC, 8 characters
- SSKMDEMM
- BIC, 11 characters
- SSKMDEMMXXX
- Country
- Germany
- Address
- Ungererstr. 75 Muenchen 80805 Germany
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How SSKMDEMM is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | SSKM Bank code |
| 5–6 | 2 | DE Country |
| 7–8 | 2 | MM Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other codes of Stadtsparkasse Muenchen
Other SWIFT codes in Germany
How to use SSKMDEMM for a transfer
Give the sender two things: the BIC SSKMDEMM (or SSKMDEMMXXX if the form asks for 11 characters) and your account number at Stadtsparkasse Muenchen. In Germany the account number is the IBAN, 22 characters starting with DE. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Stadtsparkasse Muenchen?
The SWIFT/BIC code of Stadtsparkasse Muenchen is SSKMDEMM. In the 11-character form it is SSKMDEMMXXX, where XXX stands for the head office.
Is SSKMDEMM a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. SSKMDEMM is the same code under either name.
Do I also need the IBAN to receive money at Stadtsparkasse Muenchen?
Germany uses the IBAN: the account number to give with the BIC is the IBAN, 22 characters long and starting with DE. See the IBAN format of Germany.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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