- BIC, 8 characters
- SMHBDEFF
- BIC, 11 characters
- SMHBDEFFXXX
- Country
- Germany
- Address
- Bockenheimer Landstrasse 2 - 4 Frankfurt am Main 60306 Frankfurt am Main Germany
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How SMHBDEFF is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | SMHB Bank code |
| 5–6 | 2 | DE Country |
| 7–8 | 2 | FF Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other codes of UBS Europe SE
Other SWIFT codes in Germany
How to use SMHBDEFF for a transfer
Give the sender two things: the BIC SMHBDEFF (or SMHBDEFFXXX if the form asks for 11 characters) and your account number at UBS Europe SE. In Germany the account number is the IBAN, 22 characters starting with DE. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of UBS Europe SE?
The SWIFT/BIC code of UBS Europe SE is SMHBDEFF. In the 11-character form it is SMHBDEFFXXX, where XXX stands for the head office.
Is SMHBDEFF a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. SMHBDEFF is the same code under either name.
Do I also need the IBAN to receive money at UBS Europe SE?
Germany uses the IBAN: the account number to give with the BIC is the IBAN, 22 characters long and starting with DE. See the IBAN format of Germany.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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