All SWIFT codes in Germany

SWIFT / BIC

SWIFT/BIC code of Sparkasse Merzig - Wadern

MERZDE55 · Germany

BIC, 8 charactersMERZDE55XXX
BIC, 8 characters
MERZDE55
BIC, 11 characters
MERZDE55XXX
Country
Germany
Address
Schankstrasse 7-13 Merzig 66663 10 00 45 Germany

Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.

How to use MERZDE55 for a transfer

Give the sender two things: the BIC MERZDE55 (or MERZDE55XXX if the form asks for 11 characters) and your account number at Sparkasse Merzig - Wadern. In Germany the account number is the IBAN, 22 characters starting with DE. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.

The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.

Questions

What is the SWIFT code of Sparkasse Merzig - Wadern?

The SWIFT/BIC code of Sparkasse Merzig - Wadern is MERZDE55. In the 11-character form it is MERZDE55XXX, where XXX stands for the head office.

Is MERZDE55 a SWIFT code or a BIC?

Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. MERZDE55 is the same code under either name.

Do I also need the IBAN to receive money at Sparkasse Merzig - Wadern?

Germany uses the IBAN: the account number to give with the BIC is the IBAN, 22 characters long and starting with DE. See the IBAN format of Germany.

Can I receive international transfers with iSwiss Pay?

Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.

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