- BIC, 8 characters
- OPTNUS32
- BIC, 11 characters
- OPTNUS32XXX
- Country
- United States
- Address
- 2929 e Commercial Blvd Ste 101 Fort Lauderdale 33308 United States of America
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How OPTNUS32 is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | OPTN Bank code |
| 5–6 | 2 | US Country |
| 7–8 | 2 | 32 Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other SWIFT codes in United States
How to use OPTNUS32 for a transfer
Give the sender two things: the BIC OPTNUS32 (or OPTNUS32XXX if the form asks for 11 characters) and your account number at Optimumbank. In United States the account number is the local one shown on the statement. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Optimumbank?
The SWIFT/BIC code of Optimumbank is OPTNUS32. In the 11-character form it is OPTNUS32XXX, where XXX stands for the head office.
Is OPTNUS32 a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. OPTNUS32 is the same code under either name.
Do I also need the IBAN to receive money at Optimumbank?
United States does not use the IBAN: give the BIC together with the local account number as shown on the statement.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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