SWIFT / BIC
SWIFT/BIC code of Punjab National Bank
PUNBAEAD · United Arab Emirates
- BIC, 8 characters
- PUNBAEAD
- BIC, 11 characters
- PUNBAEADXXX
- Country
- United Arab Emirates
- Address
- 802, the Gate, West Wing Difc Dubai 506844 United Arab Emirates
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How PUNBAEAD is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | PUNB Bank code |
| 5–6 | 2 | AE Country |
| 7–8 | 2 | AD Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other SWIFT codes in United Arab Emirates
How to use PUNBAEAD for a transfer
Give the sender two things: the BIC PUNBAEAD (or PUNBAEADXXX if the form asks for 11 characters) and your account number at Punjab National Bank. In United Arab Emirates the account number is the IBAN, 23 characters starting with AE. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Punjab National Bank?
The SWIFT/BIC code of Punjab National Bank is PUNBAEAD. In the 11-character form it is PUNBAEADXXX, where XXX stands for the head office.
Is PUNBAEAD a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. PUNBAEAD is the same code under either name.
Do I also need the IBAN to receive money at Punjab National Bank?
United Arab Emirates uses the IBAN: the account number to give with the BIC is the IBAN, 23 characters long and starting with AE. See the IBAN format of United Arab Emirates.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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