- BIC, 8 characters
- BCOEESMM
- BIC, 11 characters
- BCOEESMMXXX
- Country
- Spain
- Address
- Virgen de Los Peligros 4-6 Madrid 28013 Spain
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How BCOEESMM is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | BCOE Bank code |
| 5–6 | 2 | ES Country |
| 7–8 | 2 | MM Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other SWIFT codes in Spain
How to use BCOEESMM for a transfer
Give the sender two things: the BIC BCOEESMM (or BCOEESMMXXX if the form asks for 11 characters) and your account number at Banco Cooperativo Espanol. In Spain the account number is the IBAN, 24 characters starting with ES. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Banco Cooperativo Espanol?
The SWIFT/BIC code of Banco Cooperativo Espanol is BCOEESMM. In the 11-character form it is BCOEESMMXXX, where XXX stands for the head office.
Is BCOEESMM a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. BCOEESMM is the same code under either name.
Do I also need the IBAN to receive money at Banco Cooperativo Espanol?
Spain uses the IBAN: the account number to give with the BIC is the IBAN, 24 characters long and starting with ES. See the IBAN format of Spain.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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