- BIC, 8 characters
- YOSHRU21
- BIC, 11 characters
- YOSHRU21XXX
- Country
- Russia
- Address
- Karla Marksa Ul. 110 Yoshkar- Ola 424000 Russian Federation
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How YOSHRU21 is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | YOSH Bank code |
| 5–6 | 2 | RU Country |
| 7–8 | 2 | 21 Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
How to use YOSHRU21 for a transfer
Give the sender two things: the BIC YOSHRU21 (or YOSHRU21XXX if the form asks for 11 characters) and your account number at Yoshkar-Ola Bank. In Russia the account number is the IBAN, 33 characters starting with RU. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Yoshkar-Ola Bank?
The SWIFT/BIC code of Yoshkar-Ola Bank is YOSHRU21. In the 11-character form it is YOSHRU21XXX, where XXX stands for the head office.
Is YOSHRU21 a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. YOSHRU21 is the same code under either name.
Do I also need the IBAN to receive money at Yoshkar-Ola Bank?
Russia uses the IBAN: the account number to give with the BIC is the IBAN, 33 characters long and starting with RU. See the IBAN format of Russia.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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