SWIFT / BIC
SWIFT/BIC code of Universo-Banco Directo
UVBDPTP1 · Portugal
- BIC, 8 characters
- UVBDPTP1
- BIC, 11 characters
- UVBDPTP1XXX
- Country
- Portugal
- Address
- Avenida da Boavista 1245 Floor 6 Porto 4150 Portugal
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How UVBDPTP1 is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | UVBD Bank code |
| 5–6 | 2 | PT Country |
| 7–8 | 2 | P1 Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other SWIFT codes in Portugal
How to use UVBDPTP1 for a transfer
Give the sender two things: the BIC UVBDPTP1 (or UVBDPTP1XXX if the form asks for 11 characters) and your account number at Universo-Banco Directo. In Portugal the account number is the IBAN, 25 characters starting with PT. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Universo-Banco Directo?
The SWIFT/BIC code of Universo-Banco Directo is UVBDPTP1. In the 11-character form it is UVBDPTP1XXX, where XXX stands for the head office.
Is UVBDPTP1 a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. UVBDPTP1 is the same code under either name.
Do I also need the IBAN to receive money at Universo-Banco Directo?
Portugal uses the IBAN: the account number to give with the BIC is the IBAN, 25 characters long and starting with PT. See the IBAN format of Portugal.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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