- BIC, 8 characters
- CAHRPAPA
- BIC, 11 characters
- CAHRPAPAXXX
- Country
- Panama
- Address
- Via Espana Avenue Thais de Pons St. Casa Matriz Panama 0816-06743 Panama
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How CAHRPAPA is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | CAHR Bank code |
| 5–6 | 2 | PA Country |
| 7–8 | 2 | PA Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other SWIFT codes in Panama
How to use CAHRPAPA for a transfer
Give the sender two things: the BIC CAHRPAPA (or CAHRPAPAXXX if the form asks for 11 characters) and your account number at Caja de Ahorros. In Panama the account number is the local one shown on the statement. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Caja de Ahorros?
The SWIFT/BIC code of Caja de Ahorros is CAHRPAPA. In the 11-character form it is CAHRPAPAXXX, where XXX stands for the head office.
Is CAHRPAPA a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. CAHRPAPA is the same code under either name.
Do I also need the IBAN to receive money at Caja de Ahorros?
Panama does not use the IBAN: give the BIC together with the local account number as shown on the statement.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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