- BIC, 8 characters
- CIINGHA1
- BIC, 11 characters
- CIINGHA1XXX
- Country
- Ghana
- Address
- Cantoments Accra 890 Ghana
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How CIINGHA1 is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | CIIN Bank code |
| 5–6 | 2 | GH Country |
| 7–8 | 2 | A1 Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other SWIFT codes in Ghana
How to use CIINGHA1 for a transfer
Give the sender two things: the BIC CIINGHA1 (or CIINGHA1XXX if the form asks for 11 characters) and your account number at Citizens Investment Bank. In Ghana the account number is the local one shown on the statement. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Citizens Investment Bank?
The SWIFT/BIC code of Citizens Investment Bank is CIINGHA1. In the 11-character form it is CIINGHA1XXX, where XXX stands for the head office.
Is CIINGHA1 a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. CIINGHA1 is the same code under either name.
Do I also need the IBAN to receive money at Citizens Investment Bank?
Ghana does not use the IBAN: give the BIC together with the local account number as shown on the statement.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
Ready to start?
Receive international transfers
Accounts in euros, US dollars and pounds, each with its own coordinates, held in full reserve.
Accounts are opened after identity verification and are subject to our compliance policy.