- BIC, 8 characters
- FIDDCAM1
- BIC, 11 characters
- FIDDCAM1XXX
- Country
- Canada
- Address
- 1 Complexe Desjardins Montreal, Quebec H5B 1E4 Canada
Source: ISO 9362 BIC registry, head-office codes only, no branch codes. Check the code with the bank before sending a large transfer.
How FIDDCAM1 is built
| Positions | Length | Meaning |
|---|---|---|
| 1–4 | 4 | FIDD Bank code |
| 5–6 | 2 | CA Country |
| 7–8 | 2 | M1 Location |
| 9–11 | 3 | XXX Branch · XXX or omitted = head office |
Other SWIFT codes in Canada
How to use FIDDCAM1 for a transfer
Give the sender two things: the BIC FIDDCAM1 (or FIDDCAM1XXX if the form asks for 11 characters) and your account number at Fiducie Desjardins. In Canada the account number is the local one shown on the statement. Check both on your bank statement before sending a large amount: a wrong code delays the transfer or sends it back with fees.
The BIC (Business Identifier Code), commonly called SWIFT code, identifies a bank or institution in international payments. It has 8 or 11 characters: 4 letters for the institution, 2 for the country, 2 for the location, and an optional 3 for the branch. XXX, or no branch code at all, means the head office.
Questions
What is the SWIFT code of Fiducie Desjardins?
The SWIFT/BIC code of Fiducie Desjardins is FIDDCAM1. In the 11-character form it is FIDDCAM1XXX, where XXX stands for the head office.
Is FIDDCAM1 a SWIFT code or a BIC?
Both: BIC is the ISO 9362 name of the code, SWIFT the network that assigns it. FIDDCAM1 is the same code under either name.
Do I also need the IBAN to receive money at Fiducie Desjardins?
Canada does not use the IBAN: give the BIC together with the local account number as shown on the statement.
Can I receive international transfers with iSwiss Pay?
Yes. The iSwiss Pay euro, US dollar and pound accounts each come with their own coordinates, including the BIC where applicable, and receive SWIFT and local transfers.
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